Personal Loans

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Personal Loans

Leverage lower monthly payments, longer repayment terms and direct financing of any applicable fees.

Loan Solutions
Structure 1 Structure 2 Structure 3
  • Best match for borrowers who need funds to expand, purchase another business or manage cash flow
  • Loan amounts: Up to $5 million
  • Benefits: Often easier to qualify; longer maturity terms, lower down payment on fixed assets
  • Standard terms: Working capital up to 7 years; equipment up to 10 years; real estate up to 25 years
  • Structure: guarantees up to 75% (guaranteed portion capped at $3.75 million)
  • Pricing: Fixed and variable rate options
  • Best match for borrowers who need funds to expand, purchase another business or manage cash flow
  • Loan amounts: Up to $350,000
  • Benefits: Longer maturity terms, accelerated application process; fees can be financed
  • Standard terms: Working capital up to 7 years; equipment up to 10 years; real estate up to 25 years
  • Structure: guarantees 50% of the loan
  • Pricing: Fixed and variable rate options
  • Best match for borrowers planning to expand business through land acquisition, building acquisition, construction and equipment finance
  • Loan amounts: No maximum
  • Benefits: Lower down payments, favorable terms and pricing
  • Standard terms (Lender): Minimum 7 years for equipment or 10 years for real estate with up to 30–year amortization
  • Standard terms : 10 years for equipment or 20 years for real estate
  • Structure: Up to 40% or $5 million maximum funded by the applicant
  • Pricing: Favorable pricing; fixed for 20 years